RETIREMENT STRATEGIES
Keys to Successful Retirement Strategies
With costs of living rising, the increase in medical care, and other economic factors, retirement strategies are adapting. Also, people are now living well into their 90’s and even beyond age 100. This means that your retirement income now needs to last even longer.
While you’re still working and earning an income, you might decide to invest in the markets to grow your retirement savings. However, what happens when retirement arrives? The risks of the market may no longer be risks that you’re willing to take. That combined with the limited availability of traditional retirement income sources, such as defined benefit pension plan, means you may want to consider other options. If you’re looking for ways to secure and protect your principal while maintaining a reasonable rate of return, we can help.
Safe Strategies for Retirement
The financial markets often present challenging times to those trying to plan for their future. Uncertainties can make it difficult to feel good about retirement strategies. Limited availability of traditional retirement income sources, such as defined benefit pension plans, alongside increased costs of living, whether in the area of health care or simply because Americans are living longer, has placed a greater responsibility on Americans to save for their future.
We offer financial vehicles that are effective in providing potential for accumulation, growth and safety of principal in challenging times, and that can help you feel confident about your retirement savings strategies. Using the green line strategy, we help you ensure that you don't run out of money, regardless of what the market does.
Fixed Index Annuities (FIA)
Annuities can provide a guaranteed lifetime income. In addition, fixed annuities and fixed index annuities also provide protection of your principal, regardless of market conditions. In this way, both of these annuity types could help you secure your retirement savings.
Indexed Universal Life Insurance (IUL)
In addition to providing lifetime income options, our practice also offers tax-free* income choices for retirees as well. Certain life insurance policies, such as indexed universal life insurance (IUL) may provide a way to take income during retirement, tax-free*.
Looking for Guidance?
Want someone to give your retirement strategy a second look? Want to protect your savings long-term? We’re here to help. We would love to have you attend one of our free Education Seminars or sit down with you to discuss your options. Contact us today to get started.
